Standard Premium  (Last Revised:  12/23/2008 )

	ANNUAL RATES:
	Age 65	Age 69	Age 71	Preexisting Waiting Period	Issue Age Rated? (Y/N)	Attained Age Rated? (Y/N)
Plan A	$1,114.00	$1,216.00	$121.00		N	Y
Plan B	$1,939.00	$2,238.00	$2,393.00		N	Y
Plan C	$2,238.00	$2,615.00	$2,811.00		N	Y
Plan D	$1,764.00	$2,075.00	$2,261.00		N	Y
Plan E	$1,834.00	$2,144.00	$2,313.00		N	Y
Plan F	$2,272.00	$2,647.00	$2,850.00		N	Y
Plan G	$2,113.00	$2,484.00	$2,689.00		N	Y
Plan H	$1,168.00	$1,275.00	$1,380.00		N	Y
Plan I	$1,783.00	$2,094.00	$2,282.00		N	Y
Plan J	$1,444.00	$1,576.00	$1,706.00		N	Y
Plan K
Plan L	$943.00	$1,029.00	$1,113.00		N	Y
High Ded. Plan F	$1,026.00	$1,191.00	$1,283.00		N	Y
High Ded. Plan J	$650.00	$710.00	$768.00		N	Y

Comment: Plans A, H,High Deductible J, J, and L are gender based, as well as Ultimate and Standard rated. The rates reflected are based on Male Ultimate. Plans B, C, D, E, F, High Deductible F, G and I are not gender or class rated.